Addressing Real Estate
The Blog
30 Year Mortgage?!
When you think of buying a home, you may be thinking, “30 year mortgage?! I’ll be paying this off for the next.... 30 years?!” However, this is most likely not the case. You are not as “locked in” as it seems. This may not be the forever home Most people do not...
Can I Afford a House?
Most people that are considering purchasing in this market think to themselves, "Can I afford a house?" Whether or not you can afford a house with a mortgage is dependent on two main factors: Whether you are comfortable with the payment. Whether the bank will...
Credit Score to Buy a Home
Most first time home buyers wonder about what they need as a credit score to buy a home. Of course the only time you need to wonder about what credit is needed is if you plan to purchase a home using a loan. Because lenders want to protect their investment as...
What to Look for in a Home Inspection
Once you go under contract, it’s time to perform a home inspection. Interestingly, you perform your inspection AFTER you go under contract (and deposit your earnest money), NOT before. You will typically have an inspection period of 10 days. In more competitive...
The Importance of a Home Appraisal
If you need a loan when you buy a home, you’ll almost always need a home appraisal. Home appraisals are helpful for two main reasons. Appraisals protect you as a buyer. And, appraisals protect the banks that are lending you money. Protecting Your Interests As a...
Down Payment for a Home
Not sure how much you should save for a down payment for a home? This answer often depends on your situation. Read on to learn which down payment may be required for your situation. $0 down Options Down payment assistance programs can cover the cost of your down...
Renting vs Buying a Home: 5 Things to Know
When it comes to the hard decision of renting vs. buying a home, it can be easy to overcomplicate things. When I bought my first home, my dad helped me by asking me these two questions: If you buy a home, would you plan to own it for 5-10 years? Can you afford a...
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